Loan Disclaimer

LEGAL DISCLAIMER:

By making use of TTT Finance (hereinafter referred to as TTT Finance or Company/ies) website material and applications means that you have read, understand and agreed to the information in the documents below. Our Terms & Conditions are explained in this section. Important Notice: Please be advised that TTT Finance operates on it’s own and has no direct relation to any other company nor does it have any affiliation with them.

Legal Disclaimer TTT Finance Website

“the Terms” are known collectively as The Legal Disclaimer, Privacy Policy, Terms of Use, Terms and Conditions of TTT Finance and this website.

By visiting the website of TTT Finance, viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to TTT Finance, you agree to be bound by the following Terms and Conditions of Service. If you do not want to be bound by our Terms your only option is not to visit, view or otherwise use the services of TTT Finance. You understand, agree and acknowledge that these Terms constitute a legally binding mandate and agreement between you and TTT Finance and that your use of TTT Finance and the TTT Finance website shall indicate your conclusive acceptance of this agreement. By accessing this website, you are deemed to have read, understood and agreed to the terms. TTT Finance may at any time modify any of the terms and such modification will supercede and replace any previous terms. The amended terms will be made available on the website. Each time you access the website, you agree to be bound by the terms, as they have changed. TTT Finance and its affiliates provide information and material relating to TTT Finance on this website (hereinafter referred to as “TTT Finance” or “the site”). The information and material provided on the site is not, nor is it represented to be, intended for distribution to or use by any person or entity (corporate or otherwise) in any jurisdiction or country where such distribution or use would be contrary to the laws and/or regulations of those jurisdictions or countries or which would subject TTT Finance, its directors, employees or its affiliates to any registration or regulatory requirement whatsoever within such jurisdiction or country. The information and material displayed on or provided in the site is currently only available to citizens and residents of and legal entities formed, incorporated, established or having their effective management in the Republic of South Africa. The use or attempted use of the information and material by residents or legal entities of other countries may in some circumstances result in civil action or criminal prosecution. Own Risk

Although the information and material provided on the site is obtained or compiled from sources believed to be reliable and therefore expressed in good faith, and although in the preparation of the site every effort has been made to offer the most current, correct and clearly expressed information possible, inadvertent errors may occur, and applicable information, laws, rules and regulations often change without the site being immediately updated. Therefore, the information on the site is provided “Innovative Labs” and “AS AVAILABLE” and is therefore viewed at own risk. No warranty, representation, undertaking or guarantee concerning the accuracy, adequacy and completeness of the information and material provided herein is either expressly, tacitly or by implication given by TTT Finance. TTT Finance expressly disclaims any liability for any errors or omissions in the information, material, views and opinions. Even if this information or data is displayed “live”, and even if this information is obtained from another “live” source, no

warranty, representation, undertaking or guarantee concerning the accuracy, adequacy and completeness of the information and material provided herein is either expressly, tacitly or by implication given by TTT Finance. TTT Finance does not warrant or guarantee the accuracy and completeness of any of the information, material, views and opinions for any particular purpose and expressly disclaims any warranties of merchantability, non-infringement, freedom from viruses or other harmful code or fitness for a particular use and purpose. TTT Finance disclaims any responsibility for any loss or damage suffered by anybody as a result of the improper use of any information contained in the site or as a result of any decisions whatsoever taken by anybody without proper financial, investment, tax, legal, accounting, actuarial, retirement or other professional or other advice.

Downloading and Reproduction of Information

When information is downloaded from the site, the copying, removal or obscuring of any copyright, other notices or legends contained in the information or material is strictly prohibited and any action contravening this prohibition may result in criminal or civil legal liability. The information and material is protected by copyright laws and no part of the site, the information and material may be reproduced or transmitted in any form or by any means, electronic or mechanical, including but not limited to, recording, photocopying or by any information storage and retrieval system without the prior written consent of TTT Finance.

Access to Linked Sites

Leaving the site via a link contained herein, and viewing the content that is not provided or controlled by TTT Finance, is done at own risk. The content of the linked web site will not have been developed, checked for accuracy, or otherwise reviewed by TTT Finance or its affiliates. TTT Finance is not responsible for any damage or losses caused by any delays, defects or omissions that may exist in the services, information, material or other content provided in such a linked site, whether actual, alleged, consequential or punitive. makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content. By creating a link to a third-party website, TTT Finance does not endorse or recommend, or represents to endorse or recommend, any products or services whatsoever on that web site. The use of the information, material, views and opinions contained in the linked thirdparty web site is at own risk and TTT Finance disclaims any responsibility and liability for any loss or damage suffered as a result of the improper use of any information, material, views or opinions contained in the linked third-party website or as a result of any decisions whatsoever taken by anybody without proper financial, investment, tax, legal, accounting, retirement or other professional or other advice.

Unauthorised Use

Unauthorised use of the site and systems, including but not limited to unauthorised entry into TTT Finance computer systems, misuse of passwords or the misuse of the information and material is strictly prohibited and forbidden. Any action contravening this prohibition may result in criminal or civil legal liability.

Content of this website

While TTT Finance makes every effort to update the information provided on this website on a regular basis, TTT Finance makes no representations or warranties, whether express, implied in law or residual, as to the accuracy, completeness or reliability of any information, data and/or content on the website.

The information, ideas and opinions expressed on this website are of a general nature and should not be regarded as financial or other advice. Before making any decision or taking any action based on, or in relation to information, ideas and opinions expressed on this website which might affect your personal finances or business, you should seek appropriate advice from a suitably qualified person.

The content related to the products and services featured on this website are based on the laws of South Africa unless otherwise expressly stated. Your use of this website and any dispute arising out of the website is subject to the laws of South Africa. Any dispute arising out of the use or publication of this website is subject to the exclusive jurisdiction of the courts of South Africa.

Use of this Website and Indemnification

Neither TTT Finance, nor any of its affiliates, directors, officers, employees, consultants, agents, shareholders nor any third-party vendor (in whose favor this constitutes a stipulation for the benefit of another) will be liable or have any responsibility of any kind for any loss or damage incurred in the event of any failure or interruption of the site, or resulting from the act or omission of any other party involved in making the site or the data contained herein available, or from any other cause relating to access to, inability to access, or use of the site or the material, whether or not the circumstances giving rise to such cause may have been within the control of TTT Finance or of any vendor providing software or services support. In no event will TTT Finance, its affiliates or any such parties be liable for any direct, special, indirect, consequential, incidental, punitive or exemplary damages or any other damages of any kind arising out of any use of or any inability to use the site or any portion thereof, regardless of whether TTT Finance or any other party has been advised or apprised of the possibility or the likelihood of such damages occurring and regardless of the form of action, whether in delict, tort, contract, warranty, strict liability or otherwise.

By accessing this website, you warrant and represent to TTT Finance that you are legally entitle subscribe for any of our products you warrant and represent that you are legally authorised to services. You further warrant you will not use the website, the products and/or the services or any available or sent to you by us pursuant to your use of the website for any purpose that is unlawful South African law or is in contravention of the terms. You hereby indemnify TTT Finance against damage or expense of whatever nature which TTT Finance or any third party may suffer while attributable to, whether directly or indirectly, a breach by you of any of the warranties in these term

This website is available to you for your non-commercial use.

We may modify, withdraw or deny access to this website at any time.

You may print pages for your personal use but no part of this website may be reproduced or transmitted for any other purpose.

This website is intended to provide general information regarding TTT Finance, our products and services, and other information which may be of interest to you. It is not intended to provide exhaustive treatment of any subject. The information on this website including all research, opinions or other content is not intended to and does not constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services. Before making any decision or taking any action which might affect your personal finances or business you should seek appropriate advice from a suitably qualified person.

Warranties, Disclaimers and Limitation of Liability

Although efforts have been made to protect information, TTT Finance provides no guarantee, warranty or undertaking in connection with the security of this website. TTT Finance will not be responsible for and disclaims any liability for any loss, damage, costs or expenses that could result from interception by third parties of any information made available via this website.

Save as set out in the terms, TTT Finance makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website and the service/s and the website and service/s made available via the website are provided “as is”. TTT Finance

does not make any warranty or representation that information and service/s advertised on the website are appropriate for use in any jurisdiction.

To the fullest extent possible by law, TTT Finance expressly disclaims all (express or implied) warranties, including, without limitation, warranties and non-infringement, compatibility, security and accuracy in respect of this website. We do not warrant that the website or any software available for download via the website is free of viruses or destructive codes.

Neither TTT Finance or its directors shall be responsible for, and they hereby disclaim all liability for, any loss, liability, damage (whether direct, indirect or consequential) and/or expense of any nature whatsoever which may be suffered by you or any third party, as a result of or which may be attributable, directly or indirectly, to your access and use of the website and/or any information contained on or received via the website, your use of the service/s and/or your reliance on any information offered via the website and service/s.

Without limiting the generality of the afore going, neither TTT Finance nor its directors shall be liable for any loss of business, loss of data and/or loss of profits, any failure and/or unavailability of the website for any reason whatever and/or the failure/delay by any third party service provider to render any service/s which are necessary to ensure the availability of the website.

Information transmitted via the internet is susceptible to monitoring and interception. You will bear all risks of transmitting information in this manner. We will not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us.

Any unsolicited confidential or proprietary information sent to us via the internet cannot be guaranteed to remain confidential. If you need to send such information to us and are concerned about the security of this information please contact us and we will advise you of the most appropriate method of transmission.

This website is made available for public viewing on the basis that TTT Finance excludes, to the extent lawfully permitted all liability whatsoever for any loss or damage howsoever arising out of the use of this website or reliance upon the content of this website.

Nothing on this website is intended to be nor should be construed as an offer to enter into a contractual relationship with you or anyone else, except for the terms which govern the relationship between us in relation to your use of the website.

The advertising of our services via the website merely constitutes an invitation by TTT Finance for you to make an application for our service package. TTT Finance reserves the right not to accept and/or comply with any application for any reason whatsoever on notice to you. Should TTT Finance accept your application for our service package, the agreement is governed by the terms and conditions, terms of use, legal disclaimer and the privacy policy of TTT Finance and this website.

For any further information, you may email the administrator at: info@tttfinance.co.za